Online Banking

Commercial Lending Banner


Tired of the run around from other commercial lenders?


There’s a reason we’re New Mexico’s Long-Term Relationship Bank – because our relationships with our customers matter.

We know New Mexico, live in New Mexico, and make our decisions right here in New Mexico. We’ve known many of our customers, and their businesses, for decades. We’re not just committed to the local business scene—we’re committed to keeping it strong.

That’s why we do everything we can to help support businesses, large or small, in our community. From offering special loans to help solve immediate needs to working closely with you and your team to grow your business over the long run, we are your long-term partners. We are always here for you.

Equipment Financing
Would a new piece of equipment increase your production efficiency or are you tired of repairing that same old machine? 
Working Capital Lines of Credit
Would a new piece of equipment increase your production efficiency or are you tired of suppliers and collecting your receivables.
Owner Occupied Real Estate Financing
Tired of paying rent to someone else? Need more space?
Let us assist you in financing a new corporate office or production facility.
Investment Real Estate Financing
Ready to reduce your exposure in the stock market? We would like to talk to you about an investment in commercial real estate. 
Construction to Permanent Loans
Can't find an existing building which meets the needs for your business? How about buying property or constructing the perfect one? We offer financing to purchase business property and construct a new headquarters.
Acquisition and Expansion Loans
Thinking about buying out another business? Want to add a new line to your products? Let's talk. Our Commercial Lending Department will work with you to discuss financing options to grow your business.


PPP Update

The SBA has provided a statement on exhausted PPP funds:
After more than a year of operation and serving more than eight million small businesses, funding for the bi-partisan Paycheck Protection Program has been exhausted. The SBA will continue funding outstanding approved PPP applications, but new qualifying applications will only be funded through Community Financial Institutions, financial lenders who serve underserved communities. The SBA is committed to delivering economic aid through the many COVID relief programs it is currently administering and beyond.

Unfortunately, at this point it is not clear whether the pending applications in the queue with SBA will be reviewed or not unless more funds are allocated. There has been a portion of funds set aside for Community Development Financial Institutions (CDFI) and Minority Depository Institutions (MDI), however most banks, including Southwest Capital Bank, do not carry either of these designations. We have included two links below to assist in finding a lender who may be able to process your application if you would like to pursue a PPP loan elsewhere. In the meantime we will monitor the SBA portal until there is either a change to your application status (if you would like to wait), or until you request that we withdraw your submission in order for another lender to submit a new one for you.

• A list of MDIs can be found here.
• A list of CDFIs, as of October 14, 2020, can be found here.

This has been a fast moving development. And we are still learning more hourly from SBA on the programs status. If you have any questions, please do not hesitate to contact us. We will do our best to provide you with answers as they become available.


Commercial Lending Team

Elizabeth Allbright Headshot

 Elizabeth Allbright
Chief Relationship Officer, SVP
Albuquerque, NM

Claire Kowalski Headshot

 Claire Kowalski
Relationship Manager, VP
Albuquerque, NM 

Sharon Garcia Headshot

 Sharon Garcia
Sr. Relationship Manager, SVP
Las Vegas, NM


Sandra Leyba Headshot

Sandra Leyba
Sr. Relationship Manager, SVP
Albuquerque, NM


Mary B. Wiederholt
Sr. Relationship Manager, SVP
Albuquerque, NM




NMLS ID Numbers
Loan Originator Position/Title NMLS ID # Department/Branch
Mark Burkhard EVP/Special Assets 1713338 Special Assets/Albuquerque
Sharon Garcia Senior Relationship Manager, SVP 464332 Commercial Loans/Las Vegas
Sandra Leyba Senior Relationship Manager, SVP 2088582 Commercial Loans/Albuquerque
Claire Kowalski Relationship Manager, VP 2162497 Commercial Loans/Albuquerque
Elizabeth Allbright Chief Relationship Officer, SVP 516001 Commercial Loans/Albuquerque
Mary B. Wiederholt Sr. Relationship Manager, SVP 2170945 Commercial Loans/Albuquerque


Sharefile 001