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Welcome to Southwest Capital Bank

Routing Number: 107000372 

Out of an abundance of caution, and for the safety and well-being of our customers and associates, all Southwest Capital Bank office lobbies are TEMPORARILY closed. We are only offering drive-up and walk-up services (Douglas Branch only) for in-person transactions. We are still fully operational and ready to assist you with your banking needs. 

If you need to meet with a banker, access your safe deposit box, open a new account, or apply for a loan, please call our Customer Support at 505.247.7922 to schedule an appointment.

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PPP 2.0 - Questions

The Small Business Administration (SBA) announced on January 8, 2021 that the Paycheck Protection Program (PPP 2.0) will officially reopen on Monday, Jan. 11, only to: Community development financial institutions, minority depository institutions, certified development corporations and microloan intermediaries making first-draw PPP loans.

On Wednesday, January 13, the community financial institutions (above lenders) as defined by the Small Business Act—may begin making second-draw PPP loans.

The program (PPP 2.0) will open to all remaining lenders “shortly thereafter.” Currently, we do not have a date for which applications may be submitted by community banks. However, you may begin to prepare” SBA has provided updated forms to apply for PPP 2.0. If you are a first time PPP participant, you will want to use SBA Form 2483. If you participated in round 1 of the PPP and are seeking another PPP loan, you will want to use SBA Form 2483-SD.

Southwest Capital Bank will be a participant in the program to help our customers.

Additional Resources:

SBA PPP Forms: 
Download the borrower application for first-draw loans
Download the borrower application for second-draw loans



Stimulus Package - Update


The Internal Revenue Service and the Treasury Department will begin delivering a second round of Economic Impact Payments as part of the Coronavirus Response and Relief Supplemental Appropriations Act of 2021 to millions of Americans who received the first round of payments earlier this year.

The initial direct deposit payments may begin arriving on December 29, 2020. 

IRS Error May Result in Inaccurate EIP Status Data: As a result of an Internal Revenue Service error last week, 15-20 million individuals of the 112 million who were expected to receive their economic impact payments through ACH transactions will receive payments via paper check. The IRS is preparing to open its Get My Payment portal to allow individuals to view their EIP status as soon as today, and it was unclear as of this morning (January 4, 2020) whether the portal will tell affected recipients now getting a check that they have received an ACH payment.

For more information about the payments, information will be posted on


Connect with us! Customer Support: (505)247-7922 | Toll Free: 1-800-748-2406 | Email: 

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