Miscellaneous Fee Schedule

Financial Institution: Southwest Capital Bank 

This schedule sets forth specific conditions, fees and charges that are specific to your account. Each account holder agrees to the terms set forth in this Miscellaneous Fee Schedule, and acknowledges it is a part of the Terms and Conditions of Your Account. Subject to applicable law and the Terms and Conditions of Your Account, we may amend the fees and charges contained in this schedule form at any time. 

Overdraft and Returned Items

• There will be a returned check charge imposed for each item returned unpaid. This fee applies to insufficient items resented against current available balance, returned unpaid, created by check, in-person withdrawal, or electronic means. A fee may be imposed for the same item presented more than once: $25.00

• There will be a non-check return charge imposed for each item unpaid, that creates an overdraft. This fee applies to insufficent items presented against current available balance, returned unpaid, created by check, in-person withdrawal, or electronic means. A fee may be imposed for same item presented more than once: $25.00

Account Services

• Stop Payments: $25.00 (All Items)
• Account Research: $25.00 per hour, plus $1.50 per copy
• Account Balancing Assistance: $20.00 per hour or fraction thereof
• Dormant Account: $5.00 per month after 12 months of no activity

Wire Services

• Incoming Domestic: $10.00 per transfer
• Outgoing Domestic: $25.00 per transfer
• Outgoing International: $50.00 per transfer
• Return Wire Fee $25.00 per transfer

Monetary Instruments

• Cashier’s checks: $5.00 (Customer Only)
• Check orders: Third party vendor prices will vary by manufacturer and style

Miscellaneous Fees

• Collection Item: $20.00
• ACH Origination: $5.00
• ATM/Debit Card Replacement Fee: $15.00
• ATM/Debit Card Replacement Rush Fee: $15.00
• Temporary Checks: $0.25 per check (after account opening)
• Account Activity Printout: $3.00
• Notary: $5.00
• Fax: $3.50 (Incoming or Outgoing)
• Telephone Transfer: $10.00
• External Transfer: $3.00 per transfer through online banking
• Same Day ACH: $1.00 (per debit item)
• Non-Customer Check Cashing: $7.50
• Close account by mail: $15.00
• Photocopy: $1.00 (non-customers $1.50)

*Gross receipts may be charged for all applicable fees.

Talk to your relationship banker today if you have any questions about service fees.

Fees are current as of: 01/20/2023